There are many delivery trucks all over town, making their appointed rounds. It is inevitable that these trucks will get into accidents with cars, and if you live in a large city, this type of accident happens every day. If you have been involved in an accident with one of these trucks, you need to contact an auto accident attorney. There are many reasons for this, but the following are among the most significant.
1. It may not be clear which insurance covers the driver
Not all delivery truck drivers are insured by the business they work for. In some cases, a driver may be operating their own vehicle. In this case, it is the driver's insurance company that you need to file a claim with. There are also companies that will have insurance on their trucks, but it is the driver who must carry insurance to operate the truck. With large fleets of trucks, usually, the company will have insurance on both the driver and the truck. It is best to let a lawyer sort through all the questions regarding who is responsible for your compensation.
2. The company may make a quick offer
This is especially true if there are no injuries in the accident, or if the injury you have sustained is apparently minor. A local company will attempt to do this to avoid a claim on their insurance policy, which may lead to higher insurance premiums. But when this happens, you are likely to get a low ball offer, and any injury you have will be ignored. You may find out later that the repair costs to your car were higher than the check you accepted, or your injuries were more serious than you thought. None of this will matter because you likely signed away future claims against the delivery company when you endorsed the check you cashed.
3. The company's insurance carrier made an offer
If you have been given the name of the delivery company's insurance carrier, you shouldn't bother filing a claim until you have spoken to an attorney. If your car has sustained a lot of damage, the insurance carrier may want you to have it repaired at a shop of their choice. This is likely a cost measure that will not benefit you. If you've been injured, you can be sure that the offer you receive will be less than you are entitled to. You need to speak to an attorney to make sure that you get all the compensation you are entitled to, and not just your medical bills.
There are a lot of issues involved when you are in an accident with a delivery truck. It is best to get the driver's information, seek medical attention, and consult with an attorney as soon as possible.Share